Senior Software Developer Engineer (SDE 3) - Transaction Monitoring Team

Job Description:

At Remitly, we believe everyone deserves the freedom to access, move, and manage their money wherever life takes them. Since 2011, we've tirelessly delivered on our promise to customers sending money globally, providing secure, simple, and reliable ways to manage their money, ensuring true peace of mind. Whether it's supporting loved ones back home, growing a business across continents, or pursuing new opportunities abroad, we're not just here to move money— we're here to move our global customers forward.
We're looking for builders, reimaginers, and global thinkers who want to work at the intersection of technology, trust, and transformation. If that's you and you're ready to do the most meaningful work of your career—we invite you to join over 2,800 passionate Remitlians worldwide who are united by our vision to transform lives with trusted financial services that transcend borders.

About the Role:

You'll own the technical direction of systems like our STAR detection engine and Customer Risk Rating pipeline. You will build and contribute to detection and automated filing of suspicious activity reports across jurisdictions, risk scoring systems for all Remitly Products. The team works shoulder-to-shoulder with the Compliance team, Data and Risk Analytics, and collaborates closely with the Product team to translate product ideas into scalable technical systems. You will report to the Engineering Manager in Vancouver.

Why This Role

This isn't "move fast and break things." Transaction monitoring is one of the few engineering domains where correctness has legal consequences — a missed report or a false negative has real-world regulatory impact. If you want to solve hard technical problems at scale where the quality of your work directly matters, this team is a compelling place to do it.

You Will:

• Design and build risk controls using the latest industry standards, develop backend services that reinforce verification used across Remitly.
• Ship reliable, observable, and scalable systems that meet strict availability and latency SLOs for customer-facing flows.
• Partner with Product, Risk, and Compliance to translate regulatory and operational requirements into robust technical solutions.
• Own services end-to-end: architecture, implementation, testing, on-call, and continuous improvement.
• Contribute to engineering excellence through design reviews, documentation, and operational runbooks.
• Lead technical discussions, provide mentorship to junior engineers, and advocate for best practices in coding, testing, and system design.

You Have:

• Bachelor's degree in Computer Science, Engineering or equivalent work experience.
• 7+ years of backend services development and domain ownership.
• Proficiency in Go, Kotlin or Java preferred; strong engineers from other backend languages (Javascript, C#, Python) who are willing to ramp on Kotlin are welcome.
• Experience with microservice, or distributed systems based on AWS, or similar cloud solutions.
• Strong distributed systems fundamentals — you've designed systems that handle scale, failure, and eventually-consistent data.
• Data fluency — comfortable writing complex SQL, working with data pipelines, and partnering with analytics teams on data marts and reporting.
• Experience working directly with product and cross-team stakeholders to achieve outcomes
• Experience owning and operating systems end-to-end.

Compensation Details. The starting base salary range for this position is $152,000 - $190,000. In Canada, Remitly employees are shareholders in our Company and equity is part of our total compensation plan. Your recruiter can share more information about medical benefits offered, as well as other financial benefits and total compensation components offered with this role.

Our Benefits

• Four weeks vacation
• Health Benefits
• Mental Health & Family Forming Benefits
• RRSP plan with company match
• Employee Stock Purchase Plan (ESPP)
• Life Insurance & Disability
• Continuing education and travel benefits

Our Connected Work Culture: Driving Innovation, Together

At Remitly, we believe that true innovation sparks when we come together. Our Connected Work Culture fosters dynamic in-person collaboration, where ideas ignite and challenging problems find solutions faster. For corporate team members, we have an in-office expectation of at least 50% of the time monthly, typically achieved by coming in three days a week. This creates a consistent, meaningful overlap that supports team norms and business needs. Managers also have the flexibility to set higher expectations based on their team's specific needs. These intentional in-office moments are vital for deepening relationships, fueling creativity, and ensuring your impact is felt where it matters most.

Remitly is an E-Verify Employer

At Remitly, we are dedicated to ensuring that our workplace offers equal employment opportunities to all employees and candidates, in full compliance with applicable laws and regulations.

Remitly is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.