Commercial Insurance Advisor (Independent)

Build your own business, where your success is driven by the relationships you build, the businesses you support, and the impact you make in your community.

Co-operators is expanding its commercial insurance presence across Canada, and we are looking for driven, relationship-centric professionals who are eager to build an independent business and have meaningful impact. Whether you have years of experience in commercial insurance or you're just getting started, this opportunity offers the autonomy to build and grow your independent business, with the support of a trusted national brand.

As an independent Commercial Insurance Advisor, you'll build strong relationships with local business owners, entrepreneurs, and organizations, helping them protect what matters most. You'll leverage your network, business development mindset, and advisory expertise to deliver tailored commercial insurance and risk management solutions, while establishing yourself as a trusted professional in your community.

This is an independent, business-building opportunity. You will run your own advisory practice as an independent contractor, distributing Co-operators products under the Co-operators brand.

• Become a trusted advisor in your community by partnering with business owners, entrepreneurs, and organizations to understand their risks and provide tailored insurance and risk management solutions
• Build and grow a profitable, sustainable commercial insurance portfolio by prospecting, networking, and developing referral relationships in high-opportunity markets
• Deliver proactive, advice-based service that strengthens client loyalty, retention, and drives long-term growth
• Act as a visible and professional independent representative of Co-operators, strengthening our reputation and presence in the communities we serve

• You take full ownership of building a profitable, sustainable commercial insurance portfolio
• You earn client trust through consistent, advice-based relationships built for the long term
• You grow a book of business through disciplined prospecting, networking, and relationship leverage
• You continuously develop your expertise in commercial insurance, business risk, and market trends to remain competitive and credible
• You stay focused and resilient in the pursuit of your goals, overcoming barriers while effectively managing your time, priorities, and sales pipeline
• You operate independently while upholding Co-operators' values, brand standards, and client-first approach

We're looking for motivated, relationship-driven individuals who are excited to provide financial security for Canadians and our communities.

You may be a strong fit if you:

• Hold a valid provincial general insurance license (or are willing to obtain one) and meet ongoing licensing and continuing education requirements
• Have experience in commercial or personal lines insurance
• Have experience running your own business
• Have a background in financial services, banking, B2B sales, account management, or business development
• Have worked in client-facing advisory or relationship-management roles where trust and credibility matter
• Are a business owner, entrepreneur, or community-based sales professional who thrives on autonomy and long-term growth

What you bring:

• A demonstrated ability to build trusted relationships and convert them into sustainable business growth
• A strong sales and business-development mindset, with comfort prospecting, networking, and creating opportunity
• Clear, confident communication, strong organization, and disciplined follow-through
• A client-first, advice-based approach grounded in helping businesses manage risk and succeed
• Resilience, accountability, and self-motivation, with the drive to take ownership of your results

• This is a client-facing, business development-focused, independent advisory opportunity
• You will operate your own business as an independent contractor under the Co-operators brand
• Success is built over time through consistent relationship building, portfolio development, and ongoing business activity
• You will represent Co-operators, by distributing its products as an exclusive independent advisor
• You will be required to complete a comprehensive background check

• The opportunity to build and grow your own commercial client portfolio with ownership over your results
• Opportunities to grow your compensation through business development, client retention, and new business success
• A flexible, remote-friendly work model with autonomy over your schedule
• Comprehensive onboarding, training, mentorship, and ongoing development to support your long-term success
• Access to enterprise-level tools, marketing resources, product specialists, and dedicated support teams to help you grow and scale your business
• The backing of a trusted Canadian brand with a strong community presence and a values-driven, client-first culture

As part of the recruitment process, you will need to complete background, credit, and eligibility checks to Co-operators’ satisfaction. 

If you are a driven, relationship-focused professional ready to build a meaningful independent commercial insurance business—whether you bring established experience or are ready to grow into the opportunity—we welcome the opportunity to connect.

Bring your ambition, your curiosity, and your commitment to your community, and build your independent commercial insurance business with Co-operators.

Co-operators is committed to building a diverse, inclusive, and accessible environment. We encourage individuals of all backgrounds and experiences to explore this opportunity. Accommodations are available throughout the recruitment process upon request.

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