Principal Software Engineer - Card Tech - Data & Analytics

Job Description
If you are looking for a game-changing career, working for one of the world's leading financial institutions, you've come to the right place.
As a Principal Software Engineer at JPMorgan Chase within Consumer Card Technology, you will provide your expertise and engineering excellence as an essential member of an agile team. Your role involves enhancing, building, and delivering trusted, market-leading technology products in a secure, stable, and scalable manner. You will leverage your advanced technical skills and collaborate with colleagues across the organization to achieve best-in-class outcomes across various technologies, supporting one or more of the firm's portfolios.
Job responsibilities

• Lead Data Product Development/Creation and implementation of a strategic roadmap for allocation transformation, ensuring alignment with the firm's long-term goals and objectives.
• Conduct thorough analysis of current allocation processes and identify areas for improvement and innovation.
• Develop metrics and KPIs to measure the success of transformation initiatives and report progress to senior leadership.
• Drive the design and development of data products that enhance allocation processes and provide actionable insights to stakeholders.
• Collaborate with data engineering and analytics teams to build scalable and robust data solutions that support business needs.
• Define data product requirements, including data sources, integration points, and user interfaces, ensuring they align with strategic objectives.
• Apply deep knowledge of finance, P&A, and allocations to guide strategic decisions and ensure alignment with industry best practices.
• Provide expert advice on financial modeling, budgeting, and forecasting to support allocation strategy.
• Lead pilot projects to test new technologies and methodologies, evaluating their potential impact on the firm.
• Build strong relationships with key stakeholders across the organization to gain support and buy-in for strategic initiatives.
• Present complex ideas and strategies in a clear and compelling manner to influence decision-makers and drive change. Address concerns and challenges raised by stakeholders, providing solutions and maintaining open lines of communication.

Required qualifications, capabilities, and skills

• Formal training or certification on principal software engineering concepts and 10+ years applied experience
• Proven experience in finance, P&A, and allocations within a technology-driven environment.
• Strong understanding of data engineering principles and practices.
• Prior Banking experience
• Demonstrated ability to influence stakeholders and drive strategic initiatives.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong communication and interpersonal skills, with the ability to work collaboratively across teams.
• Experience in leading transformation projects and managing change within an organization.

Preferred qualifications, capabilities, and skills

• At least 10 years experience in Banking Domain, Card Industry preferred
• Familiarity with financial modeling and analysis tools.
• Experience with data visualization and business intelligence platforms.
• Knowledge of industry-specific regulations and compliance standards
• Bachelor's degree in Finance, Technology, Data Science, or a related field; advanced degree preferred.

About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.